No Interest Loan Service
What is NILS?
NILS means No Interest Loan Scheme (NILS), which is Interest-free-loans for eligible low-income applicants. It is a community-based program offering loans for the purchase of essential goods and services. It provides individuals and families on low incomes with access to safe, fair and affordable credit.
What Does NILS Offer?
No fees or charges
Up to $1,500
What Counts as an Essential Goods or Service?
Medical & Dental Services
What Can’t I use SERF for?
This Service Might Be Right For You
The next step is to further check your eligibility for SERF and find out more about the service.